Take a Vacation without Taking on Debt

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Winter most certainly started early this year and by now most of us are in need of a holiday. Being as this is one of the most expensive times of the year for travel, it's advisable to sit and consider a few options before booking.

Chose a destination.

Contrary to popular belief, traveling to common destinations like the Caribbean during high season can be the best time to go. Many airlines will provide several daily direct flights. Due to the frequency, they want to fly full so getting a good deals is common.

Are you open to staying at a hostel?

Hostels are not only for backpackers. Most hostels offer both dorm-style accommodations as well as private rooms. You can easily get a private room (with television and bath) for $20 per/person per/night. That adds up to a massive savings over the course of a one or two week holiday. Due to their rising popularity, many hostels now have pools. As well, they offer kitchens (cooking utensils included) where their guests can cook and mingle. The difference in price between a hostel and a hotel could easily be enough to pay for your entire airfare.

The all-inclusive - is it worth it?

You need to ask yourself if you will you actually use it? All-inclusives are a great way to go if you are not on a budget, consume a lot of food, want your activities planned or need child care. If, however, you are a single person or a couple just needing a break away from it all, you may want to reconsider this option. The difference in cost between an all-inclusive and going your own way is substantial. Hotels charge for everything whether you use it or not. So, if you prefer to make your own way, eat local and tour yourself, you can easily save thousands of dollars per person by not doing an all-inclusive.

Staying central as opposed to staying beachside.

This is a big one. Hotels charge for their amenities, their location and their view. So if you are of the independent type and don't require satellite television and heated towels, I would seriously consider staying central in your chosen destination. Central hotels are usually located along main throughways in cities, meaning you can walk pretty much anywhere you need to go and local transportation is convenient. These hotels always offer great deals.

Taking local transportation...it's fun.

Consider an additional adventure by learning to take local transportation. Buses go directly to tourist destinations. If you know where you would like to go but are unsure how to get there, it's easy enough to do a little on-line homework before leaving home. Print your findings and take them with you. You will be surprised at how easy it is. If worse comes to worse, keep your hotel address on your person and take a taxi if you get lost. Local buses will cost between $1 and $3 dollars to get you around with almost door-to-door service. A local map...free.

Being flexible with travel dates.

This too can be the make-or-break of your trip. Weekend departures are the most sought-after days so flying on a Friday or Saturday generally ensures the most expensive seat. Mondays and Tuesdays are significantly less expensiSearch Amazon.com for Vino Con Vistave.

Found a great deal on travel that you can't pass up?

Fantastic travel deals don't always happen at the most financially opportune times. So when you find a great deal that you can't refuse, a loan might be an option to consider. But remember, when you get back from paradise, there will be payments to make, so weigh the pros and cons and decide whether escaping a long, bleak winter is a good enough reason to increase your debt load.

If you consider some of these travel suggestions, there is a very good chance you will be able to afford your vacation with ease and return home happy, relaxed and possibly even debt-free!